Cheaper Car Insurance For Women
Car insurance is a legal requirement in the UK, no matter whether you drive a car, van or motorbike. The minimum cover is third party car insurance - which pays for the damage to the car you hit, but not your own.
But for many women drivers, fully comprehensive motor insurance - which covers your car too - is actually cheaper for experienced women drivers. It is a myth that you can get cheaper cover on a third-party car insurance policy now.
Women have fewer accidents than men - it is a fact, whether men like it or not - so for all the jokes about women drivers, we can have the last laugh. At least financially.
Because of this, plenty of insurers will offer specific car insurance for women, as we present less of a risk to their balance sheet than male drivers.
Extras on women's car insurance policies include items such as handbag cover, which will cover the contents of your handbag if your car is broken into and your bag stolen. But that is not the only thing women can expect from their car insurance.
Other items covered include legal expenses and the ability to drive another owner's car with their permission - although this is becoming rarer.
When you have bought your policy, your insurer will send you a Certificate of Insurance, which proves you are entitled to drive on UK roads. It will cover the make and model of car, who is allowed to drive the car, through a list of named drivers, and any other additions you may have added to the policy, such as no claims bonus protection.
If you have any questions about your cover, you can speak to your insurer to get clarification - it is far better to do that than find out you are not covered if you need to make a claim.